Dutch
Het bedrijf Topcu Invest staat bekend om het project: "Magdalenenstr Gelsenkirchen" en presenteert hun nieuwe project. 5 appartementen in een woongebouw in Gelsenkirchen. Gelsenkirchen is een grote stad in NRW met ongeveer 200.000 inwoners. De 5 appartementen worden gemoderniseerd en vervolgens tegen een forse premie verkocht aan bestaande kopers.
Voor de verbouwing en verdere modernisering van het pand is in totaal € 450.000,- nodig, welke verdeeld zal worden over de 5 appartementen. Aangezien het gebouw reeds in 5 eenheden is opgedeeld, zal elk appartement in één kadaster worden ingeschreven.
English
The company Topcu Invest is known for the project: "Magdalenenstr Gelsenkirchen" and presents your their new project. 5 condominiums in a residential building in Gelsenkirchen. Gelsenkirchen is a large city in NRW with about 200,000 inhabitants.
The 5 apartments will be modernized and then sold to existing buyers at a significant premium. For the conversion and further modernization of the building, a total of € 450,000,- is needed, which will be distributed among the 5 apartments. Since the building is already divided into 5 units, each apartment will be registered in one land register.
On the Max Crowdfund platform you have your personal Max Crowdfund Current Account. You can top your Max Crowdfund Current Account up via various payment providers such as iDeal or by bank transfer. Provided your balance is sufficient, you can start investing in loan applications immediately. The maximum deposit amount allowed differs per payment provider, but is usually a maximum of € 50,000. If you supplement your balance via a bank transfer, please use the reference provided in the description with your payment. Please note processing your bank transfer may take more than a day, which may mean you miss out on the investment opportunity.
No. Investors must be over 18 and must have an approved account, meaning their Know Your Client (KYC) documentation needs to be submitted and approved and have a bank account linked to their account. Country-specific restrictions exist and certain nationalities may be prevented from participation in some investment products. This is to prevent money laundering, tax evasion and other illegal activities, in line with our commitment to regulatory compliance and transparency.
At the moment we only accept EURO for investing in real estate backed loans. We are aiming to accept all currencies, including crypto currencies, like we do for the Max Property Group Share Certificates, but this depends on the regulators.
By Dutch law you are allowed a 24 hour cooling-off period, which means you can either change or cancel your investment during this time without any fees charged. After the cooling-off period you cannot change or cancel your investment. You are still allowed to make a second investment. Multiple investments will be combined in one when a loan is finalised.
Yes, but you will need to have a joined bank account with your partner. If you have a joined bank account, you can request to register a joined account on Max Crowdfund. Once approved, the regulatory limit for investing will be doubled to €160,000.
You can only register a new bank account by making a bank transfer of any amount from that bank account. We only accept bank accounts that are held by you and are in your name.
If you only have one bank account registered, this will automatically be your preferred account. In case you have multiple accounts registered, you can select only one of those to be the preferred account. Funds in your Max Crowdfund Current Account that are not used for a period of more than 60 days will automatically be transferred to your preferred bank account.
When the fundraiser fails to meet their obligations to make periodic payments as defined in the loan agreement, Max Crowdfund will follow up. Periodic updates will be shared to inform investors about the status of the loan. To recover from default, measures like a change of terms can be proposed, but this requires the approval from a majority of all involved investors via online voting. In the worst case scenario the Max Crowdfund Security Agent will execute on the collateral for the loan and distribute the proceeds to the investors.
